Houseppy, LLC serves as the originating entity for all loans. Houseppy, LLC currently does not lend in the following states: Alaska, Arizona, Nevada, North Dakota, South Dakota, California, Oregan, Vermont, Minnesota, Idaho and Utah. Houseppy, LLC is exempt from licensing in all other states. Loans only apply to residential, non-owner-occupied properties. Rates, terms and conditions offered only to qualified borrowers, may vary upon loan product, deal structure, property state or other applicable considerations, and are subject to change at any time without notice, shall only constitute a general, non-binding expression of interest on the part of Houseppy, LLC, do not create any legally binding commitment or obligation on the part of Houseppy LLC, and are expressly subject to Houseppy, LLC’s credit, legal and investment approval process. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access limitations or availability in certain markets. 

Some products may not be available in all states. Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Some restrictions may apply. Underwriting terms and conditions apply and not all applicants will qualify.