Welcome to the website (the “Site”) of Houseppy LLC. This Site was created to provide information about our company and our real estate lending and investing services, mobile applications and related services and products (together with the Site, the “Services”) to our Service visitors (“you”, “your”, or “user”).

We invite you to read this Privacy Policy, which explains the types of Personal Information collected from you, how and why we use such information, who we share it with, and your legal rights. By using the Site or Services, you consent to the data practices set forth in this Privacy Policy.

Advertising and Marketing

We may personalize your experience with us; recommend products and services to you by conducting contextual advertising. We may communicate with you about products or services you have purchased or used; provide you with promotional messages and personalized advertising; notify you of other products and promotions; notify you of services we think may be of interest to you, and provide other marketing purposes.

Legal and Security

We also use Personal Information to meet our legal obligations, work with law enforcement, and for public safety purposes. We may use Personal Information in order to comply with laws, regulations, court orders, or other legal obligations; to assist in an investigation; to protect and defend our rights and property, or the rights or safety of third parties; to enforce our terms, this Privacy Policy, or agreements with third parties; or for crime-prevention purposes. We may use Personal Information for security, such as to protect against unauthorized disclosure of Personal Information, as well as detecting security incidents, protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity.

Our Disclosure of Your Personal Information

Houseppy does not sell your Personal Information.

Business Transfers

In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Information may be part of the transferred assets.

Legal Requirements

Houseppy may disclose your Personal Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend our rights or property, (iii) act in urgent circumstances to protect the personal safety of users of the Services or the public, or (iv) protect against legal liability.

Children and Minors

Our services are not intended for, and we do not knowingly collect Personal Information from children under the age of 13.

Cookie Policy

In operating the Services, we, and our service providers, may use cookies and other tracking technologies to gather information about your use of our Site.

Security

Houseppy takes reasonable steps to protect the Personal Information provided via the Services from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or via mobile device, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Cellular Phone Policy

This section outlines our practices regarding the collection, use, and disclosure of your personal information when you interact with Houseppy through communications via a mobile device.

Cellular Phone Contact Policy

By providing us with a telephone number for a mobile device, including a number that you later convert to a mobile device number, you are expressly consenting to receiving communications—including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number, about any product or services offered by Houseppy. This express consent applies to each such telephone number that you provide to us now or in the future. Calls and messages may incur access fees from your mobile services provider. You understand that you need not provide this consent as a condition of obtaining goods or services from Houseppy, and that you may decline to provide or revoke your consent at any time by emailing [email protected] or by any other method that reasonably ensures we receive your revocation.

Text Messaging Policy

By using our text messaging services, you are expressly consenting to receiving communications, including text messages, about any product or services offered by Houseppy. This express consent applies to each such telephone number that you provide to us now or in the future. Calls and messages may incur access fees from your mobile services provider. You understand that you need not provide this consent as a condition of obtaining goods or services from Houseppy, and that you may decline to provide or revoke your consent at any time by texting “STOP”.

Changes to Company’s Privacy Policy

Houseppy reserves the right to update or modify this Privacy Policy at any time and from time to time without prior notice. Please review this policy periodically, and especially before you provide any Personal Information. This Privacy Policy was last updated on the date indicated at the top of the Privacy Policy. Your continued use of the Services after any changes or revisions to this Privacy Policy shall indicate your agreement with the terms of such revised Privacy Policy.